Commercial Loans

A commercial loan is a type of mortgage that finances the purchase or refinance of a non-residential property.

If you’re a business owner looking to purchase or refinance commercial real estate, you may need a commercial loan to finance your investment. At Intercontinental Ultimate Solutions, we can help you navigate the commercial loan process and find the right financing solution for your business needs.

What is a commercial loan?

A commercial loan is a mortgage used to finance the purchase or refinance of commercial real estate, such as office buildings, retail spaces, warehouses, and more. These loans are typically offered by banks, credit unions and other financial institutions, and come with unique eligibility requirements and terms compared to residential mortgages.

How do commercial loans work?

Commercial loans are typically secured by the property being financed, and the lender will review a variety of factors when determining your eligibility for the loan, including:

  • Property type and location
  • Property value and cash flow
  • Borrower creditworthiness and financial history
  • Down payment and equity

Commercial loans may come with fixed or adjustable interest rates, and repayment terms can vary from 5 to 30 years depending on the loan amount and lender.

Benefits of a commercial loan

Commercial loans offer several benefits over other financing options, including:

  • More flexible terms: Commercial loans come with more flexible terms and repayment options compared to traditional mortgages, allowing you to customize your financing to meet your business needs.
  • Tax benefits: Depending on the structure of your business, you may be able to deduct the interest and other expenses associated with your commercial loan on your taxes.
  • Increased cash flow: If you’re using your commercial property for your business operations, owning the property instead of renting can lead to increased cash flow and long-term cost savings.

Which commercial loan is right for your business?

If you’re a business owner looking to purchase or refinance commercial real estate, a commercial loan may be the right financing option for you. However, it’s important to work with a knowledgeable mortgage broker who can help you navigate the loan process and find the best terms for your unique business needs.

At Intercontinental Ultimate Solutions, we have years of experience helping business owners obtain the financing they need to achieve their goals. Contact us today to learn more about commercial loans and how we can help you secure the right financing for your business. Click here to contact us or call (561) 717-6826 for a quote.

Additional restrictions may apply. Please inquire. All loans are subject to credit approval.